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PERSONALZED CREDIT
REPAIR SERVICE
Optimal Credit Solutions offers an array of services to help educate, empower, and resolve credit issues.
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We assist clients with the removal of late payments, collection accounts, judgements, inquires, liens, charges offs and many more.
SILVER SOLUTIONS
​​Basic Credit Repair
Disputes Negative Information
Removal of Negative Items
Erroneous/Incorrect Information
Monthly Updates on Credit File
GOLD SOLUTIONS
Repair + Debt Management
Disputes Negative Information
Removal of Negative Items
Erroneous/Incorrect Information
Monthly Updates on Credit File
Debt Settlement
Debt Negotiations
(Save 45-80% of original gold debt)
Resources and Tool to Restore Good Credit
PLATINUM SOLUTIONS
Repair + Debt + Restoration
Build Existing Credit/New Credit
Disputes Negative Information
Removal of Negative Items
Erroneous/Incorrect Information
Debt Settlement
Debt Negotiations
(Save 45-80% of original debt)
Monthly Updates on Credit File
Tips for Rebuilding
Resources and Tools to Restore Good Credit
Budget/Debt Management Assistance
Credit Education
Remove Negative Information
REBUILD
We challenge negative information on your credit report by investigating and verifying information the credit bureaus report. If the credit bureaus or creditors can not valid debt we work to have the negative remarks removed. We will ensure your credit report is a true reflection of you not your past.
Assist with Obtaining
New Credit
RESTORE
We assist with identifying banks, lenders and creditors who are willing to give you a second chance with credit. Through diligent payments and remaining within the limitations of credit clients are closer to credit goals.
Financial Tools for
Credit Success
MAINTAIN
We educate clients on the important aspects of credit and the importance of  a healthy FICO score. Clients learn the importance of debt management, credit utilization, and financial management.
FREE CONSULTATIONS
Toll Free 1-877-845-8466
The average credit score in the United States is currently at an all-time high of 695. Though different scoring models exist, which cause this figure to fluctuate by a few points, most fall between 660 to 720. This coincides with what the Consumer Financial Protection Bureau defines as 'prime' - an average score. Approximately 14% of the population has no credit score whatsoever, and is labeled as credit invisible. As a result, these underbanked individuals will have difficulty obtaining new lines of credit.
WE ARE HERE TO ASSIST YOU
HOURS OF OPERATION
Mon - Fri: 7am - 10pm
​​Saturday: 8am - 10pm
​Sunday: By Appointment Only
CONTACT US
For more information regarding our services please complete the form below and a member of our team will contact you within 24 hours.
REFUND POLICY
Cancellation Policy: Services are provided on a month-to- month basis and clients may cancel their service at any time at least (10) ten days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears.